Accept Zelle, Venmo & PayPal — and let every order confirm itself.
D613 Pay adds peer-to-peer payment methods to your WooCommerce checkout. Payments land directly in your own accounts. Auto-Verify reads your payment alert emails and confirms orders around the clock — no processor in the middle, no human required.
We are not a payment processor. Not even close.
Most payment solutions sit between you and your customer's money. D613 Pay does not. Here's the fundamental difference.
- cancelCustomer's money goes to the processor first
- cancelProcessor assigns you a merchant category code (MCC)
- cancelEvery transaction is tagged with what was sold
- cancelProcessor can freeze, hold, or terminate your account
- cancelHigh-risk categories face surcharges, holds, or denial
- check_circleCustomer sends money directly to your Zelle, Venmo, or PayPal
- check_circleMoney lands in your account — we never see or hold it
- check_circleThe platform sees a person-to-person transfer — nothing more
- check_circleNo MCC, no merchant profile, no product descriptor
- check_circleWe only read your payment alert emails — nothing else
The payment platform has no idea what your customers are buying.
When a customer pays you via Zelle or Venmo, the transaction looks identical to someone sending money to a friend. That's because it is a person-to-person transfer — and that's the point.
There is no merchant category code attached to the transaction. There is no product description. There is no checkout data of any kind sent to Zelle, Venmo, or PayPal. Their compliance systems see an amount, a sender, and a recipient — the same data they see on every peer-to-peer transfer made by millions of users every day.
Because there is nothing telling their systems what the payment is for, there is nothing for those systems to act on. Your account is indistinguishable from any other personal account receiving transfers.
← Include this exactly as shown so we can confirm your order automatically.
Invisible to them. Essential to us.
When a customer checks out on your WooCommerce store, D613 Pay instructs them to include a short order reference in the memo or note field of their transfer — something like Order #1042.
That memo field is simply a free-text note between two people, like writing something on the note line of a check you hand to a friend. Zelle, Venmo, and PayPal store it but do not analyze it for compliance purposes — it tells their systems absolutely nothing about what the payment is for. It could mean anything to anyone.
But on our end, it tells us everything we need. Auto-Verify reads that order reference out of your payment alert email and uses it — along with the exact amount — to match the transfer to the right WooCommerce order instantly. The loop closes automatically, 24 hours a day, 7 days a week, with no one on your team doing anything.
Every order, start to finish.
Here's exactly what happens from the moment a customer clicks "Pay with Zelle" to the moment their order is confirmed and fulfillment starts.
Customer picks a payment rail at checkout
Your WooCommerce checkout shows whichever payment options you've enabled — Zelle, Venmo, PayPal, Cash App, or all four — right alongside any other methods you accept (credit cards, etc.). The customer picks one and clicks Place Order.
As soon as they place the order, WooCommerce creates the order in a Pending Payment state and holds stock — so the same item can't be bought twice while waiting for payment to arrive.
They land on a payment page with everything they need to send
The customer is forwarded immediately to a branded pay page hosted on your site. That page shows them, in plain English, exactly what to do:
- Where to send: your Zelle email address, your Venmo @username, your PayPal.me link, or your $Cashtag — whichever rail they chose
- A scannable QR code that opens the right app and pre-fills your handle (no typing required)
- The exact dollar amount to send — pulled from the WooCommerce order total
- The memo code to include — a short order reference like Order #1042 — pre-displayed so they can copy it with one tap
The page also tells the customer what to expect next: "We'll confirm your order automatically once we receive your payment — usually within a few minutes."
Customer sends the payment from their own app
They open Zelle through their own bank app, or Venmo, or PayPal — accounts they already have. They send the money to your handle, paste the memo code, and hit Send. The money goes directly from them to you. D613 Pay is not involved in this transfer in any way.
Your bank or app sends you a payment alert email
Within seconds, Zelle (via your bank), Venmo, PayPal, or Cash App sends the same "You received $X from [name]" notification email they always send you. This is a standard alert to the email address on file with your account — the inbox you connected to D613 Pay during setup.
Auto-Verify reads the alert and verifies it's real
Auto-Verify sees the alert arrive, checks its DKIM/DMARC signatures to confirm it genuinely came from your bank or payment app (not a spoofed email trying to fake a payment), then parses the amount, sender name, and memo field.
Memo + exact amount matched to the WooCommerce order
The order reference from the memo is matched to the pending WooCommerce order. The amount is verified to match exactly. If both check out cleanly, the order is confirmed automatically. One payment can never satisfy two orders; the same alert is never read twice.
Order confirmed — fulfillment starts
The order status moves to Processing. Your customer receives their confirmation email. Your fulfillment workflow kicks off. You did nothing. This happens the same way at 2pm on a Tuesday and at 3am on a Sunday.
Anything unusual waits for you.
Auto-Verify only auto-confirms the clean, unambiguous cases — where the memo matches an open order, the amount is exact, and the email is cryptographically verified as real. Everything else goes to a review queue where you decide with one click.
This means you never have a wrong order marked paid. It also means the system never lets an edge case fall into a gap and get lost.
- arrow_rightNo order number in the memo → goes to review
- arrow_rightAmount doesn't match the order total → goes to review
- arrow_rightDKIM/DMARC fails (possible spoofed email) → rejected
- arrow_rightFunds on hold (e.g. new Venmo business holds) → review until released
- arrow_rightPartial payment received → order flagged "Partial Paid," customer emailed the balance
Live in about 15 minutes.
No developer needed. If you can install a WordPress plugin, you can set this up.
1. Install the plugin
Download and install the D613 Pay plugin from your WordPress admin. Enable the payment gateways you want — Zelle, Venmo, PayPal, Cash App, or all four.
2. Connect your inbox
Connect the email inbox where your payment alerts land — Gmail, Outlook, or any IMAP inbox works. We build a custom parser for your specific bank or app's alert format.
3. Take your first order
Your checkout now shows the new payment options. Run a test order, pay it with your own Venmo or Zelle, and watch Auto-Verify confirm it in real time.
Everything else in the Pro plan.
AI reconciliation
Paste a bank statement or transaction export; the AI proposes which payment matches which order. You confirm with one click — it never changes an order on its own.
Split & partial payments
Accept several transfers toward one order total. Set a small-amount tolerance for rounding. The system tracks the running balance and auto-emails the customer if they still owe.
Full audit log
Every confirmation, review decision, and state change is logged with a timestamp. See exactly what happened to every order and every payment alert, always.
Ready to see it on your store?
The plugin is free. Auto-Verify starts with a 14-day free trial — no credit card required. We'll help you get set up personally.